Buying a Home, Finally Explained.
You've read the articles and watched the videos, and every one says something different. Jeb Smith, a Realtor for 20+ years, and Josh Lewis, a mortgage lender for 30+, show you what you can really afford, what it takes to close, and what's left in the bank after.
Both are free. The Roadmap starts with a Discovery Call with Josh's team. The quiz needs no credit check.
“Josh teaches, helps, educates, researches and removes the fear and mystery in buying a home.”
Listen on Apple Podcasts, Spotify or YouTube.
400+
Episodes
270+
5-Star Reviews
450+
Homes Sold by Jeb
$700M+
Funded by Josh
As featured in
You've Done the Homework. The advice still doesn't agree.
One site says you need 20% down. Another says wait for rates. A lender says you qualify, but nobody tells you whether you can live with the payment, or what's left in savings after closing.
That's what Jeb and Josh walk you through, with your own numbers, before you make an offer.
“My husband and I found Josh Lewis through the Educated Homebuyer Podcast while preparing to purchase our first home. … he responded promptly and thoroughly to all our questions, enabling us to make informed decisions regarding the loan type that worked best for us and when to lock our rate.”
Hannah M.
First-time buyer, Houston · Google review
Three steps from guessing to knowing your numbers.
Step 1: Take the 2-minute quiz
See where you stand and what to work on first. You get a 10-episode playlist and the Homebuyer Playbook for your stage. No credit check.
Take the QuizStep 2: Start your Roadmap
Begin with a Discovery Call with Josh's team. From there, an application and document review can lead to an Options Call, where you compare your payment, cash to close, and loan choices.
Start My RoadmapStep 3: Shop with your numbers
Tour homes knowing what you can afford and what it costs each month. Want an agent? Jeb connects you with one he has personally vetted.
- No cost and no obligation to start
- Josh and his team handle your loan directly, never a referral
- When the math says wait, Josh will tell you to wait
You're Worried About Three Things. You're right to be.
That you'll pick the wrong loan and regret it. That you won't see your real numbers until it's too late. That those numbers will change after you've made an offer. Here's what Josh's clients say happened instead.
On making the wrong call
“His honest opinions helped too in making sure I made a very educated decision on mortgage options and rates.”
On not knowing your real numbers
“he was able to provide quick results on what the numbers looked like, with different comparisons and options to review.”
On numbers changing later
“Very professional and communicated continuously during the process. We were never told one thing that wasn’t accurate.”
Google reviews from BuyWise Mortgage clients. Individual results will vary.
Jeb sells homes. Josh finances them.
They met through CrossFit in 2008, started trading real estate and mortgage takes on Jeb's weekly live shows, and turned it into the podcast. On the show they take the same decision from both sides, so you hear what the agent sees and what the lender sees before you're in the middle of it.
One of 400+ episodes. Browse them all.
Josh Lewis
Certified Mortgage Consultant · BuyWise Mortgage · NMLS #234220
30+ years in lending, with $700M+ funded across 1,300+ loans. Josh and his team work with 145 investors and lend in 35 states through United American Mortgage Corporation.
Josh's rule: When the math says wait, wait.
Meet JoshWhat buying looks like when you know your numbers first.
- You know your budget, your all-in monthly payment, your cash to close, and what's left in the bank after, before you tour a house.
- You pick the payment first, and the house fits around it.
- You make your offer with a lender and an agent who already know your plan.
Listen to the show for free. Take the quiz when you want to know where you stand. Start your Roadmap when you're ready for real numbers.
“I started listening to Josh and Jeb's podcast to learn about the home buying process … Thanks to Josh we were able to put in a competitive offer with just a 3.5 week close date.”
Becca M.
First-time buyer · Google review
Latest from the Show
400+ episodes, and you only need about 10. The 2-minute quiz builds your playlist.
Why people stay for the show
Reviews on Apple PodcastsNot a sales pitch
“They really know their stuff! They both are actively employed as a lender and realtor, but aren’t pushy at all in trying to gain customers.”
From clueless to prepared
“I used to feel clueless and overwhelmed whenever I thought about what it is like to buy a home. Now, I feel so much more prepared and comfortable with the home purchasing process.”
Real answers, one-on-one
“They explained and broke down for me the details of a counter offer with a home seller and helped me come to the best decision for me and my family”
Start with these guides
Written for first-time buyers, in the order most people need them.
The Weekly
Market Breakdown
Every week, Jeb and Josh go through the rate and housing data and tell you what it means if you're buying soon. Free, and read by 7,500+ people.
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