✅ Ready to become a homeowner? Start your stress-free journey today: theeducatedhomebuyer.com/start 📩 Have questions about your situation? Shoot us an email: info@theeducatedhomebuyer.com What happens if mortgage rates drop after you've already locked yours in? In this episode, we break down rate lock float downs, explain how they work, and walk through when you might be able to renegotiate for a better rate. We also cover what lenders typically allow, the costs involved, and why timing matters. If you're buying or refinancing, this is a must-watch to help you borrow smart and stay informed. Connect with Us 👇 Jeb Smith Huntington Beach Realtor / Orange County Real Estate DRE 01407449 Real Broker Josh Lewis Huntington Beach Certified Mortgage Consultant NMLS 234220 | CA DRE 01209148 BuyWise Mortgage Mobile: 714-916-5727