Are interest rate buydowns really a smart move? In this episode, we break down the real math behind temporary and permanent buy downs and why seller credits aren’t “free money” if you don’t know your break-even point. Josh and Jeb walk through the pros, cons, and smarter alternatives of permanent vs temporary buydowns that most buyers overlook to help you become The Educated HomeBuyer Start your stress-free loan journey today Join Rate Watch – we’ll watch rates for you Email: info@theeducatedhomebuyer.com Connect with Us 👇 Jeb Smith Huntington Beach Realtor / Orange County Real Estate DRE 01407449 Real Broker Josh Lewis Huntington Beach Certified Mortgage Expert DRE 01209148 Buywise Mortgage Mobile: 714-916-5727