✅ Ready to become a homeowner? Start your stress-free journey today: theeducatedhomebuyer.com/start 📩 Have questions about your situation? Shoot us an email: info@theeducatedhomebuyer.com Mortgage rates are finally trending lower but the experts aren’t all aligned. In this episode, Jeb Smith and Josh Lewis break down the latest data, forecasts, and why inflation, tariffs, and Fed policy could push rates into the high 5s before year-end. Whether you're refinancing or buying your first home, this conversation reveals what to expect next and how to prepare. Connect with Us 👇 Jeb Smith Huntington Beach Realtor / Orange County Real Estate DRE 01407449 Real Broker Josh Lewis Huntington Beach Certified Mortgage Consultant DRE 01209148 BuyWise Mortgage Mobile: 714-916-5727