The Step-by-Step Homebuying Plan You've Been Searching For
Buying a home can feel confusing, overwhelming — even risky. But it doesn't have to be. In just 90 minutes, we'll walk you through the entire process, from getting qualified to getting the keys, so you can buy with clarity, confidence, and a real plan.
- The numbers that matter — budget, payment, cash to close — and how to get yours
- The steps from Discovery Call to pre-approval and loan options
- How to decode the market and ignore the noise
- A $2,000+ bonus package for attendees who schedule a Roadmap call
- Clarity to move forward — or a plan to get ready
No credit card. No obligation. 1,000+ attendees and counting.
Attend The Blueprint and schedule a Roadmap call to qualify
Reserve Your Free Seat
Tuesday, September 8, 2026
5:30pm Pacific / 8:30pm Eastern
Workshop starts in
No credit card. No obligation. Just expert guidance.
By submitting your information you expressly consent to receive calls and text messages (including via automated technology) from BuyWise Mortgage / United American Mortgage Corp. and Buy Right, Borrow Smart at the number provided regarding your inquiry. Consent is not a condition of purchase. Msg/data rates may apply; reply STOP to opt out.
1M+
Downloads & Views
250+
5-Star Reviews
1,000+
Workshop Attendees
50+
Years Combined
"We felt confident and informed every step of the way. The process is only scary if you don't know what to expect or don't have reliable people around you. Getting educated and working with experienced, trustworthy people made all the difference. We're stoked to be in our first home."
Jim & Cheryl Sinclair
First-Time Homeowners
Why Now Matters
Waiting Without a Plan Is Still a Decision.
Homeownership is still the most reliable path to long-term wealth in America. And while today's market may feel uncertain, sitting on the sidelines without a plan could cost you more than you think.
Rates will change. Prices will rise and fall. But building clarity now — around your budget, your options, and your timeline — is what sets successful buyers apart from the ones who keep waiting for "perfect."
40×
Homeowner net worth vs. renter, per the Federal Reserve's Survey of Consumer Finances
$386K
Average wealth gap, per the Federal Reserve's Survey of Consumer Finances
65%
Of American households own their home, per U.S. Census homeownership data
90 min
To go from confused to confident
Is This For You?
This Workshop Is Built For You If…
You're a first-time buyer
Feeling overwhelmed by the process, unsure where to start, or worried you're not ready.
You've been waiting for 'the right time'
You keep watching rates and prices but never feel confident enough to pull the trigger.
You think you can't afford it
You've been told to 'save more' or 'wait for better credit' — but nobody showed you the real numbers.
You're a veteran using a VA loan
You want to maximize your benefit and work with someone who actually understands the VA process.
You're a move-up buyer
You need to coordinate selling and buying simultaneously without getting stuck or losing money.
You want people you can trust
You're tired of feeling like you're being sold to. You want honest, expert guidance — not a pitch.
The 3-Part Plan
The Homebuyer Blueprint That Cuts Through the Noise
Most buyers either delay too long — or jump in without a real plan. This proven 3-step blueprint helps you avoid both.
Know Your Why
Avoid buyer's remorse by starting with clarity. What's your motivation? Is this a short-term move or long-term hold? We'll help you define your goals, align with your partner, and build a buying strategy that fits your life.
Know Your Numbers
Forget ballparks. Learn which numbers actually determine what you can buy — total payment, cash to close, qualifying power — and exactly how to get yours before you shop.
Build Your Team
Don't go it alone — or get stuck with the wrong people. The right lender and agent can make or break your outcome. We'll show you how to vet them, what to ask, and connect you with pros who put your goals first.
Workshop Curriculum
What You'll Learn Inside the Workshop
No fluff. No generic advice. Just exactly what you need to become the most prepared buyer in any market.
The Pre-Approval Blueprint
How the Discovery Call, application, and document review prepare you for pre-approval when you are ready.
The Numbers That Matter
Max purchase price, monthly payment, cash-to-close — what each one really means, and how to get a rock-solid mortgage plan approved before you tour a single home.
The Truth About Down Payments
You do not need 20% down or perfect credit. We'll show you what actually matters — and what lenders aren't telling you.
How to Decode the Market
Is it a good time to buy? Should you wait? What if rates drop? Learn how to read the signals — and ignore the noise.
How to Not Get Ripped Off
Understand how rates, lender fees, and closing costs really work — so you don't get taken advantage of at the last second.
Who You Should Trust (And Who You Shouldn't)
The agent or lender you choose will make or break your deal. We'll show you how to spot pros — and avoid amateurs.
Real Results
What Buyers Are Saying About Jeb & Josh
Real words from real clients — first-time buyers, military families, and move-up homeowners.
"We were actually not the highest offer, but the seller's agent felt most comfortable that Josh could get our loan done and funded on time — which is exactly what happened."
Chris C.
Verified Google Review
"The clarity I got from the first call alone was worth more than 10 hours of YouTube."
Sam D.
First-Time Buyer
"The sellers accepted our offer over cash — because Josh could close faster."
Jennifer L.
VA Buyer
"Structured our loan in a way that saved us $1,000/month. I had no idea that was even possible."
Karen G.
Move-Up Buyer
"I started with the podcast, and now I own a home. Josh walked me through everything with total clarity."
Becca M.
First-Time Buyer
"We had weird income, weird credit — and Josh made it work."
Ben P.
First-Time Buyer
Verified client reviews, unedited. Experiences vary: savings, timelines, and approval outcomes depend on your finances, loan program, and market, and are not typical of or promised for every client.
Exclusive Attendee Bonus
Your Homebuyer Bonus Package
Valued at $2,000+
Bonus packages are available to anyone who attends The Blueprint and schedules a Roadmap call.
$500 value
The Roadmap
Start with a Discovery Call with Josh's team. When you're ready, application and document review lead to an Options Call to compare your mortgage choices.
$500 value
Personalized Local Market Plan & Agent Match
Get connected — personally — by Jeb Smith to a top real estate professional in your market. Every referral is handpicked, vetted, and aligned with your goals.
$600–$800 value
Free Home Appraisal Credit
We'll credit you back for your appraisal at closing — a savings you won't get with most lenders.
Real cash back
10% Agent Commission Rebate
Use one of our vetted referral partners and receive 10% of their commission rebated back to you at closing.
Rebates and credits are available where permitted by state law and loan program, are applied at closing and reflected on your Closing Disclosure, and are not redeemable for cash. Not available in all states. Jeb may receive a referral fee from the agent, paid by that agent; see our Disclosures.
Attend The Blueprint and schedule a Roadmap call to qualify
Bonus package available to attendees who schedule a Roadmap call.
Your Guides
Meet Jeb & Josh
50+ combined years of experience. $700M+ in closed loans. Tens of thousands of buyers educated.
Jeb Smith
Veteran Real Estate Broker
450+ homes sold
- 20+ Years Experience
- Southern California Expert
- Top-Ranked YouTube Educator
- Hundreds of 5-Star Reviews
Veteran real estate broker with over 20 years of experience guiding Southern California homebuyers through successful, stress-free transactions. With a background in finance and hundreds of 5-star client reviews, Jeb is known for clear communication, honest advice, and market-savvy strategy.
Josh Lewis
Certified Mortgage Consultant
1,300+ loans closed
- 30+ Years Experience
- $700M+ Funded
- Loans in 35 States through UAMC
- VA Loan Specialist
Certified Mortgage Consultant in his 31st year helping first-time, veteran, and move-up buyers navigate the loan process with clarity and confidence. Known for simplifying complex financing strategies and offering honest, personalized guidance — Josh has personally closed more than 1,300 loans, over $700 million in financing.
50+ Verified Reviews
Still Wondering If We're the real deal?
Here's what real buyers had to say after working with Jeb & Josh.
"Jeb is very honest and tells you exactly what you need to hear about every aspect of a competitive market. Definitely an expert in his field."
Elaine S.
"Josh and his team made the most complex part of buying feel like the easiest."
Diego V.
"Every step of the way, they were 5 moves ahead."
Maurice J.
"I didn't realize how much junk advice I'd gotten — until Josh explained what was real."
Abhinav K.
"What they teach is what they deliver. No fluff. No bait-and-switch. Just straight-up execution."
Elba R.
"Josh didn't just give me numbers — he gave me strategy."
Dan P.
"Jeb connected me with a local agent who crushed it. The whole team was dialed in."
Daisy O.
"Josh explained every part of the loan like he was teaching me, not selling me."
Cesar U.
"I'm a Veteran — every big lender had a close time of 45–60 days. At BuyWise we closed in under 30. This was the winning factor in us being able to purchase our home."
Richard P.
"As a veteran, I wanted someone who really got the VA process. Josh exceeded every expectation."
Javier M.
"Jeb didn't just show homes. He gave me a plan."
Melissa F.
"We didn't just close — we closed early. That never happens."
Donna C.
Verified client reviews, unedited. Experiences vary: savings, timelines, and approval outcomes depend on your finances, loan program, and market, and are not typical of or promised for every client.
Common Questions
Frequently Asked Questions
Is this workshop really free?+
Yes — 100% free, no cost and no credit card. We earn a living when buyers choose to work with us afterward, but there is zero obligation to. The workshop stands on its own.
I'm not ready to buy yet. Is this still worth attending?+
Yes. Whether you're buying in two months or twelve, you'll learn how the process works and what to focus on next. For your own mortgage numbers, start the Roadmap with Josh's team.
What if I can't make the live session?+
Register anyway and we'll send you the replay. Live attendees get the most (you can ask questions on the spot and qualify for the bonus package), but you won't be left out.
Do I need good credit or a down payment saved?+
No. A big part of the workshop is showing you the low-down-payment options and credit realities most buyers are never told about. Come as you are — that's the point.
What's the catch with the bonus package?+
Attend The Blueprint and schedule a Roadmap call to qualify for the bonus package. The Discovery Call is the first step of the Roadmap.
Are Jeb and Josh licensed in my state?+
Josh and his team serve borrowers in 35 states through United American Mortgage Corporation, covering the vast majority of buyers. Jeb serves Southern California directly and personally refers a vetted agent in your market anywhere in the country.
Attend The Blueprint and schedule a Roadmap call to qualify
Your Next Step Is Simple
Reserve your free seat, show up live, and walk away with a real plan — and the people to help you execute it.
Tuesday, September 8, 2026 · 5:30pm Pacific / 8:30pm Eastern. Free. No obligation.
Hosted by Josh Lewis, NMLS #234220 (BuyWise Mortgage, a division of United American Mortgage Corp., NMLS #1942) and Jeb Smith, Real Estate Broker, Real Broker, CA DRE #01407449. Equal Housing Opportunity.
Josh Lewis, NMLS #234220 · BuyWise Mortgage, a division of United American Mortgage Corp., NMLS #1942 · NMLS Consumer Access · Jeb Smith, Real Estate Broker, Real Broker, CA DRE #01407449
Not licensed in all states — see where we lend. Not an offer to lend or a commitment to extend credit; all loans subject to application, credit approval, and underwriting. Educational content only, not financial or legal advice.