No. Reaching out through the show connects you with our team to work on the mortgage itself; it has no effect on the fee attached to a USDA loan. On the substance, USDA does not carry private mortgage insurance the way conventional loans do. A guaranteed USDA loan has an upfront guarantee fee plus a small annual fee collected monthly, and that annual fee is priced well below FHA or conventional mortgage insurance. The tradeoff is that the annual fee runs for the life of the loan. It does not cancel when you reach an equity threshold the way conventional PMI does, which puts it closer to how FHA handles its premium. USDA can revise its fee structure, so confirm the current numbers rather than planning around remembered ones. The practical point: because the annual fee is so small, cost, the usual reason to chase mortgage insurance removal, barely applies here. - If you plan to sell or refinance within a handful of years, the fee is a minor line item and chasing its removal is rarely worth much. - If you expect to hold the loan a long time, the cleaner route is refinancing into a conventional loan once you have enough equity. Whether that refinance actually saves you money depends on your rate, balance, and equity, and we can model it with you in a free Roadmap conversation.