Possible, but tight, and the constraint is income rather than credit or savings. An 800-plus score and zero debt are real advantages. What strong credit does is let you use the maximum allowable debt-to-income ratio. It cannot stretch your income past that ceiling. The method: $70,000 a year is about $5,833 a month gross. A well-qualified conventional borrower with an automated underwriting approval and no other debts can reach a 50% back-end DTI, which puts the top end near $2,900 a month for housing. Back a purchase price out of that payment at an illustrative rate and you land in a modest price band, below most single-family prices in the Corona and Riverside area. Two practical notes: - A condo is often more attainable at this budget, but HOA dues come out of the same payment ceiling and can cut your buying power noticeably. - A second income later, or continued saving, widens the options a lot. To see the actual price you qualify for, the free Roadmap conversation, about 20 minutes, is the fastest way to map it out on your real numbers.