Nobody can promise where prices go. Two real forces would pull in opposite directions. Lower rates lift affordability and buying power, and more buying power can support higher prices. That pressure is real. The second force pushes the other way. A huge share of owners are sitting on low locked-in rates and staying put because of them. A real rate decline would pull many of those owners back onto the market as sellers, adding inventory at the same moment it adds demand. Supply and demand can rise together, which is why a rate drop would not simply replay a pandemic-style price spike even if rates fell fast. Where it nets out depends on how much each side moves, and that varies by price point and by local market. We would avoid both bad bets: assuming falling rates automatically mean runaway prices, and sitting on the sidelines waiting for prices to crash the moment rates ease. Each assumes a certainty nobody has. The durable move is to buy when the payment works for your life and your timeline, and let the market argue with itself.