Mortgage rates are set nationally in the bond market, so there's no state or county rate to look up. A borrower in your county and a borrower with the same profile across the country price off the same benchmark. What varies locally is property tax and insurance, which belong in your payment math, but the rate itself is a nationwide number. We'd steer you away from the big rate-comparison sites that top the search results. Most are pay-per-click advertising, and typing in your details often means selling your contact information to lenders who bought the lead, followed by a wave of calls. Two sources we trust: - Mortgage News Daily publishes a realistic daily read on where rates are and moves with the bond market, so it's a good gut check on direction. We carry the Mortgage News Daily rate table right here on our site. - The Optimal Blue Mortgage Market Index sits even closer to reality, because it's built from real lock data drawn from the pricing systems of roughly 60% of US lenders, so it reflects rates people actually locked rather than teaser numbers. Use those to understand the general level, then remember your personal rate depends on your credit, loan-to-value, loan type, and whether you pay points. The only way to get your real number is a quote on your actual file, which is what the free Roadmap conversation (about 20 minutes) gives you: we run your real numbers.