We'd treat talk of another LO comp overhaul as unlikely to land, because so far it hasn't shown up in the trade press. Nothing meaningful has crossed the industry channels we follow: Scotsman Guide, HousingWire, Mortgage News Daily, Mortgage Professional. It's worth stepping back on what these rules actually do. Loan officer compensation rules govern how an LO can be paid and, crucially, keep that pay from varying based on the terms of your loan. That makes it very hard to steer a borrower into a worse deal for the originator's benefit. Compared with the pre-regulation era, that's a real consumer protection, and by most measures it has worked. When a framework is doing its job, reopening it risks solving a problem that doesn't currently exist. If a genuine change ever does take effect, watch one thing: whether the rules still prevent your rate and terms from being influenced by how your loan officer gets paid. That protection is the part that matters to you as a borrower.