Yes. Get your file reviewed well before your home is under contract, and do not let credit-pull worry stop you. The risk of waiting is real. Sell, go under contract on the next house, and then discover a credit issue you did not know about, and you can end up unable to buy while you are already committed to selling. Reviewing the file early gives you time to fix problems while they are still fixable. On the credit pull itself, the honest version: - A soft pull has a time and place. Soft-pull data has become quite accurate, and with the right system we can review income, assets, and debt-to-income, and often even run an automated conventional approval from one. - Multiple mortgage pulls are gentler than people fear. Per the CFPB, mortgage inquiries within roughly a 45-day window count as a single inquiry for scoring purposes. The damage people worry about comes from spreading pulls out over many months, not from the number of pulls inside that window. - If you expect to sell and buy within about 90 days, start with the hard pull. That report is what your approval will actually be built on. Credit documents also have a shelf life (Fannie Mae and FHA allow roughly four months, measured to the note date), so a pull done far in advance gets refreshed anyway. A free Roadmap conversation (about 20 minutes, where we run your real numbers) is a good place to start, so you know exactly where you stand before your home ever hits the market.