It's an attempt to time the market, and the problem is you have to be right twice: once on the sale, once on the re-entry. We understand the appeal. Cash out at a high price, park in a rental, then scoop the same kind of house back cheaper after rates or prices fall. Timing the top and the bottom is extremely hard even for people who study this full time. The variable you can't control is where prices sit when you're ready to buy again. Rates could come down in a downturn, sure, but prices might not cooperate, or could move the other way. Plenty of people sold years back expecting to rebuy cheaper and it simply didn't play out. They ended up paying more to get back in. Our standing advice is to buy or sell based on your life, and treat forecasts as noise. When a move is right for your family, your timing, and your plans, that's the signal, and you go in accepting the payment as it is. If rates fall later, refinancing is a nice upside rather than a plan you depend on. Nobody can promise where rates or prices are headed, which is exactly why building the decision around a predicted dip is so risky. If your current home genuinely no longer fits, selling can absolutely be right. Selling purely to outguess the market is a different bet, and one we'd be cautious about making. Either way, the call is yours; we just want you making it with clear eyes.