Is it worth taking an off-market investor or iBuyer cash offer instead of listing traditionally?

Usually you'll net more putting the home on the market than taking a single off-market cash offer. Competition drives price, and one lone offer gives you no leverage and no point of comparison. Investors and iBuyers both build a discount into their number because they plan to resell for a profit. Many investors target somewhere around 60 to 65% of a home's after-repair value, then subtract renovation costs and a profit cushion. On a home worth $1 million fixed up, that can mean an offer in the $600,000 to $650,000 range (illustrative). iBuyers don't call their fee a commission, but they charge service fees that can run mid-to-high single digits as a percentage, on top of that built-in discount. What a cash offer really buys you is speed and certainty, which can be worth real money if you're carrying two mortgages or on a tight timeline. So take the offer seriously, and never take it blind: - Get a couple of opinions from a real estate professional first. - Compare net proceeds side by side, factoring in your carrying costs and time. - Ask about the agent's investor network. Agents in competitive markets often have ready buyers, and even for a distressed property a good agent's investors can beat a lone iBuyer's number. Judge the offer on what actually reaches your pocket, not on the headline price.