Yes. Close your loan with us and you're enrolled in Rate Watch automatically, with no separate sign-up. Your loan information pulls straight in from our system. On our side, we go back once a month and manually update the current interest rate on file for everyone who closed with us, so the comparison stays accurate over time. That's what lets us reach out if and when a refinance actually makes sense on your specific loan, instead of you having to track rates yourself. If you ever want to confirm you're enrolled, or check what rate we have on file for you, ask and we'll verify it.