No. An appraisal ordered to remove PMI, or for a refinance, goes only to your lender and never reaches the county assessor. These are two separate systems. The lender-ordered appraisal exists to confirm value for the loan, so the lender can see whether your equity supports dropping mortgage insurance. The county assesses value on its own schedule and its own rules to set your property tax, and the assessor isn't watching your loan paperwork. A higher appraised value on a lender's report doesn't feed into your tax bill. Before you pay for the appraisal, confirm your servicer's specific requirements. The equity threshold, and whether they'll accept a new appraisal versus your original value, vary by loan type and how long you've had the loan. If you want a second set of eyes on whether ordering the appraisal beats waiting for the balance to amortize down on its own, we're glad to run those numbers with you on a free Roadmap call.