No, and it's a firm no: when a non-veteran assumes your VA loan, your entitlement stays tied up in that loan until it's paid in full. The buyer has no VA entitlement to substitute for yours, so yours stays committed to the old loan. The VA can release you from personal liability on an approved assumption, but release of liability and restoration of entitlement are separate things, and the assumption only gets you the first. Entitlement comes back when the loan is paid off or an eligible veteran substitutes their own entitlement. Your VA benefit may not be done, though. The VA recognizes bonus (second-tier) entitlement, which can let you carry more than one VA loan at a time: - If your remaining entitlement covers 25 percent of the new loan, you can still buy with nothing down. - If it falls short, a down payment bridges the gap to that 25 percent guaranty position. With a low-six-figure balance still owed on the assumed loan, what matters is how much entitlement that balance ties up relative to the current county loan limits, and there's a reasonable chance a low-down or zero-down VA purchase is still on the table. Have someone who really knows VA entitlement review your Certificate of Eligibility before you plan the move.