We cannot give you a reliable statewide application count, but yes, retired applicants can absolutely qualify. On volume: we only see the program through our own clients, and demand varies by funding cycle, so treat any count you hear as a rough gauge rather than an official figure. What stays consistent is that funding is limited and demand outstrips it, so a selection element applies and some qualified applicants do not get funded. Check the current cycle's details directly, since the structure changes from round to round. On retirement: what matters is documentable qualifying income, and standard retirement sources count, including a pension, Social Security, and IRA or other retirement-account distributions. There is no stated-income shortcut. The program underwrites to Fannie Mae guidelines and is tighter than Fannie in some areas, including its debt-to-income and credit-score requirements. So a retiree with steady, well-documented income is in good shape, while someone relying on income that cannot be documented the conventional way will struggle. Confirm the current income, DTI, and credit requirements before you build a plan around it.