Your history rides on your Social Security number, so a name change should not hide your mortgages. We see name changes regularly, whether from marriage or simply choosing a new name, and the process is routine: the lender documents your current legal name, and the credit report links your prior names as AKAs, also-known-as entries, all under the same Social Security number. That number does not change when your name does. Existing mortgages failing to tie to your file so soon after a name change is unusual in our experience, and it usually points to a reporting hiccup at the bureau level rather than the name change itself. Go straight to the source: follow up directly with each of the three credit bureaus, confirm they have your correct Social Security number and current legal name with the AKAs attached, and ask them to correct the file so the accounts report properly. Get the record cleaned up before you are deep into a transaction, because underwriting will want your full history reflected accurately. If you are already working with a lender, loop them in early. They deal with bureau corrections often and can help make sure everything lines up before anything holds up your loan.