Yes, and strong equity with a low loan-to-value is exactly the profile that opens the most options. When a deal isn't leaning on personal income, lenders can look at the asset, the equity, and your overall financial strength instead, and that's where borrowers with real reserves and a low LTV shine. The honest caveat is that "good terms" is borrower-specific. Credit score, reserves, loan amount, property type, and how the ground-up build is structured all move the answer, and construction-to-permanent financing behaves differently from a standard purchase. A no-regular-income, high-equity investor build is a shop-it situation, and there is no one-size rate sheet for it. Josh and his team work with 145 investors, so the practical next step is to lay out your specifics: the equity, the LTV, the construction plan, and your broader financials. We'll match them against the programs that actually fit. Any figures, minimums, or rate structures should be confirmed as current when you lock, because they change. Reach out directly and we'll price it against your real situation.