A VA loan has to finance your own primary residence, so buying a home for your daughter to live in while she pays you the mortgage does not fit the program as written. With your prior home paid off, you may well have entitlement available to use again (your certificate of eligibility will confirm it), but the occupancy requirement still applies to the new purchase. Concretely: you certify, under penalty of perjury, that you intend to occupy the home as your primary residence, generally within 60 days of closing, and the purchase needs to make logical sense against where you work and earn your income. Your primary residence is where you spend more than half the year and file your taxes from. A home you visit occasionally while your daughter lives there full-time does not meet that definition. Confirm the current VA occupancy rules, as the fine points change. One more wrinkle worth knowing: a veteran can hold two VA loans at once in some circumstances through bonus (second-tier) entitlement. We have a client with a VA loan on a condo in one state who is buying another VA home in another state; it required roughly 10% down because his remaining entitlement was partial. A legitimate two-property VA scenario, but each home still has to be occupied by the veteran. Mechanically, no inspector shows up to check who is living there, and some people do put a family member in a VA-financed home. Per the actual guidelines that is not compliant, and certifying occupancy you do not intend carries real legal exposure, so we would not steer you there. If the real goal is helping your daughter into a home, cleaner ways to structure it exist, and we are glad to walk through them in a free Roadmap conversation.