Not directly. A VA loan requires you to certify that you intend to occupy the home as your primary residence, so you cannot use it to buy a pure investment property. That certification happens at closing, and the VA expects you to actually move in within a reasonable time, generally 60 days, extendable up to 12 months in limited circumstances. Occupancy is the heart of the program, so confirm current requirements, since guidelines can change. And do it straight: signing an occupancy certification you do not intend to honor is the kind of shortcut we will always tell you to walk away from. There is a legitimate path to a rental, though. If you have enough remaining ("secondary") VA entitlement, you can use VA financing to buy a new primary residence and convert your current VA-financed home into a rental once you move. That is allowed, and a lot of veterans build a rental portfolio exactly this way: they keep buying primaries as life moves them and turn the old ones into rentals. Down the road, that rental can often be refinanced, including through a VA streamline (an IRRRL), when it is done correctly. So you cannot start with a VA investment purchase, but you can build toward rentals by moving through primaries the right way. To map your remaining entitlement and whether this works for your situation, grab a free Roadmap conversation, about 20 minutes, and we will run your real numbers.