Yes. The entire loan can run remotely from Massachusetts, and the down payment assistance piece just takes some homework. The process happens by phone, secure portal, and video, and closing can be handled with a mobile notary or remote online notarization. Buying across state lines is routine. Down payment assistance is where it gets specific: - Programs are local. Texas has many DPA programs run at the county and city level, each with its own rules and its own pool of funds. Step one is identifying the exact program tied to the area and price point you are targeting. - Employment is the tripwire. These programs, and the underlying loan, generally need your job to work from the location where you are buying. That can mean a position already lined up in Texas, or a letter from your Massachusetts employer confirming your role is remote and can be performed from Texas. - Your six years on the job helps. That history is a strong stability factor either way. Confirm the employment picture on paper first, then get matched to the specific assistance program that fits, since eligibility and available funds change. The free Roadmap conversation, about 20 minutes where we run your real numbers, is a good place to sort out which program actually works before you start shopping for a home.