As a seller with an agent, can I refuse all offers, and do I have any obligation to my listing agent if I don't sell?

Yes, you can refuse every offer; listing a home is never a commitment to sell it. The more useful conversation is about expectations. If you are not truly ready to sell at a price the market will actually pay, think twice before listing at all. We have watched sellers list at $300,000 hoping to spark a bidding war, then reject offers right at $300,000 because they were privately holding out for $350,000. If $350,000 is the real target, list there and let the market respond to it. Rejecting offers that meet your own asking price sours the listing and burns time. On what you owe your agent: in a typical arrangement, nothing, if you cancel and never sell. Read the listing agreement before you sign it, though, because terms vary. Some agreements or markets build in obligations, such as reimbursing the agent's out-of-pocket marketing costs or a cancellation provision. Agent compensation is negotiable, so settle how it all works, including what happens if you decide to keep the house, in writing up front rather than assuming.