Yes. Two years past a bankruptcy discharge, the likely path is FHA, and it runs through standard guidelines, not a special lender. FHA is generally the most forgiving of the major programs on a past bankruptcy, provided two things are true: enough time has passed since discharge, and you have re-established clean credit in the meantime. Minimum credit score requirements still apply, and those thresholds change, so confirm the current numbers for your situation. The phrase 'bankruptcy-friendly lender' sends people hunting for a unicorn. The real work is meeting the waiting period and rebuilding a clean recent history. Do both and you are inside standard FHA guidelines, no exception required. Nobody can promise a particular rate or approval, since your score, income, down payment, and the file as a whole drive the outcome. If your credit is not there yet, that is fixable. We can point you to a legitimate credit repair resource if you are committed to doing the work, because no program qualifies you without that foundation. The next step is the free Roadmap conversation, about 20 minutes, where we look at exactly where your score and waiting period stand and what closes the gap.