Not fully, for many homeowners, and the reason traces to the 2017 Tax Cuts and Jobs Act. That law capped the combined deduction for state and local taxes, which includes your property tax plus state income tax. Congress has adjusted the cap since, so confirm the current figure with a tax professional, but the mechanism is what matters: - In a no-income-tax state like Florida or Texas, property taxes alone often fit under the cap, so you can usually deduct them in full. - In a high-tax state like California, a household can hit the ceiling on state income tax alone, which effectively makes property tax non-deductible on top of it. Mortgage interest is still deductible within limits on the loan amount, but it matters less than it used to. The standard deduction is now large and rises each year, so if your interest plus a capped property-tax deduction doesn't clear that bar, itemizing adds nothing, and plenty of homeowners take the standard deduction and skip the mortgage-interest writeoff entirely. Everyone's situation differs, so confirm the specifics with a tax professional. This is general information, not tax advice.