Millions of Americans may soon qualify for a mortgage—without a traditional FICO score. In this episode, Jeb and Josh break down how VantageScore 4.0 could reshape homeownership by scoring renters, gig workers, and others left behind by outdated credit models. They explain why this shift matters, how it compares to FICO, and what it really means for you as a future homebuyer Start your stress-free loan journey today Join Rate Watch – we’ll watch rates for you Email: info@theeducatedhomebuyer.com Connect with Us 👇 Jeb Smith Huntington Beach Realtor / Orange County Real Estate DRE 01407449 Real Broker Josh Lewis Huntington Beach Certified Mortgage Expert DRE 01209148 Buywise Mortgage Mobile: 714-916-5727