✅ Ready to become a homeowner? Start your stress-free journey today: theeducatedhomebuyer.com/start 📩 Have questions about your situation? Shoot us an email: info@theeducatedhomebuyer.com Buying a home with a small down payment is possible, but choosing the wrong loan could cost you thousands. In this video we break down the real differences between FHA, 3 percent down conventional, USDA, and VA loans so you know exactly which fits your financial situation. You will learn the credit rules, automated approval pitfalls, debt to income limits, and how lenders actually evaluate your file. Watch to the end so you can choose the minimum down program that sets you up for long term success. FREE Online Workshop - Your Guide to Buying A Home In 2026 Ready To Become A Homeowner? Start Here Join Rate Watch – we’ll watch rates for you Email: info@theeducatedhomebuyer.com Connect with Us 👇 Jeb Smith | Huntington Beach Realtor / Orange County Real Estate DRE 01407449 Real Broker Josh Lewis | Huntington Beach Certified Mortgage Consultant DRE 01209148 Buywise Mortgage Mobile: 714-916-5727