Homeowners insurance is quietly becoming one of the biggest reasons buyers lose the home they thought they were getting. You can have great credit, stable income, and a full mortgage approval, only to have an insurance issue derail the purchase at the last minute. In this episode, Josh Lewis and I break down five ways homeowners insurance can blow up a home purchase, how higher premiums affect qualification, and what buyers should check before making an offer. If you're planning to buy a home, this episode could help you avoid an expensive last-minute surprise. Timestamps: 00:00 - How homeowners insurance kills home purchases 01:35 - Why insurance impacts your mortgage approval 04:42 - Homes that are difficult or expensive to insure 08:10 - Why insurance quotes vary so much 12:35 - Red flags buyers overlook before making an offer 16:48 - How to avoid insurance surprises during escrow 20:10 - Final tips to protect your home purchase ✅ Are You Ready To Buy A Home? http://www.buyrightborrowsmart.com/quiz ✅ Start your stress-free journey today: http://www.theeducatedhomebuyer.com/start 📩 Email: info@theeducatedhomebuyer.com 💻 Website: http://www.theeducatedhomebuyer.com ================================================= Connect with us 👇 Jeb Smith Huntington Beach Realtor | Orange County Real Estate DRE 01407449 Real Broker Josh Lewis Huntington Beach Certified Mortgage Expert DRE 01209148 BuyWise Mortgage M: (714) 916-5727